Built for Gbagi International Market, Ibadan
At Mich Aderemi Multipurpose Resources, we believe every saver deserves a brighter financial future.
Every naira you save is a step towards financial freedom.
Save on your terms. Borrow on your record.
Every naira you contribute builds the history that decides what you can borrow. The two accounts work together — the more consistent your saving, the more you can draw down when stock runs low.
Save the way your stall already does
Set a daily amount and it sweeps automatically — the same rhythm as the alajo who used to come round, minus the risk of her disappearing with the book.
- ₦500Minimum daily contribution, raise or pause anytime
- 8% p.a.Real interest, credited monthly, not promised
- InstantWithdraw your balance any market day, no penalty
- FullContribution history stays in your name, exportable
Borrow against your own contribution record
No landlord's guarantee, no salary slip. Your loan size is set by how you've saved — 90 steady days is usually enough to qualify.
- ₦20k–2MLoan range, sized to your trading history
- Same-dayDisbursed same day once approved
- Mon / ThuRepay on market days, matched to your cash flow
- ₦0Collateral required after 90 days of good standing
Built for every stall in Gbagi
From the textile row to the timber yard, restock cycles differ — so loan sizing and repayment dates are matched to how each trade actually moves stock.
Textiles & Fabrics
Weekly restock loans matched to lace and ankara cycles.
Building Materials
Larger drawdowns for cement, rods and roofing runs.
Provisions & Foodstuff
Short, fast loans for perishables and bulk buying.
Furniture & Woodwork
Materials financing timed to commission deposits.
Electronics & Phones
Bulk-import restocking with flexible repayment windows.
Fashion & Footwear
Seasonal stock financing ahead of festive demand.
How the record is built
Four steps, no branch visit required. Everything happens from the shop.
Register your stall
BVN and your market association card — five minutes, done from your phone.
Start contributing
Any amount from ₦500 a day. Set it once and let it run.
Build 90 days
Consistency, not size, is what sets your loan eligibility.
Borrow against it
Apply in-app, get a decision same day, restock before the next market day.
See what 90 days of saving looks like
Move the slider to your usual daily contribution and see the record you'd have built — and roughly what it could unlock.
Interest accrues daily at 8% p.a. on your running balance. Loan eligibility is typically 3× your 90-day contribution total, subject to review.
Your record, protected properly
BVN-verified stalls only
Every account is tied to a verified BVN and market association card — the same trust basis as your trade association, digitized.
Your data stays yours
Contribution history is never sold or shared with third parties. You can export or delete your record at any time.
Transparent terms, always
Interest and loan terms are shown before you commit — no hidden charges added after the fact.
Start the record your next loan will be built on.
Registration takes five minutes. Your first contribution can go in today.